Money is money, when it is growing and compounding

In india there are different types of people, one is most common, like us who keeps the money in bank

Others are those who invest their money

Let’s take a example, think we are middle class, which keeps our money in bank and one is zerodha founder Nikhil Kamath , and just we keep 1 lakh in bank and nikhil invests , then after 30 years, our money will be 2.5 lakh and Nikhil money will be 66 lakh

It is because, most of the people keep the money in savings ac , fd is also not done , whereas nikhil will invest it in equity , gold and debt funds and get returns of 15% per year and we in savings ac get 2.5% to 4%

Indian middle class mainly invests it’s money mainly in gold , savings ac and fixed deposits and Pf

One survey also tells that 95% of middle class prefers fixed deposit , because in emergency it is an safe and better option

In fixed deposit they got only 5-7% percent returns,

But what is the right way of investment, we take two examples from Indian market

First is vijay kedia smile strategy

Dr Vijay Kedia believes in the SMILE investing philosophy, which stands for Small in size, Medium in experience, Large in desire, and Extra-large in market potential. He solely supports this investment strategy

Second is Ramdev Agrwaal QGLP strategy which is

These studies and frameworks culminated in the form of a proprietary investment process which I call QGLP – Quality (of business and management), Growth (in earnings), Longevity (of Quality and Growth), at reasonable Price

They both are very successful in equity market of india

This is not an investment advice, it’s only a study of success ful people in equity market of india

Always consult your advisor before investment

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